The iPhone is somewhat of an icon in the world of mobile phones these days but it does not come cheap. As a lucky owner, you may want to protect your pride and joy as much as possible. One way of providing peace of mind may be to take out iPhone insurance. So what are the benefits to taking out insurance for your iPhone?
After the warranty period
Your new iPhone comes with a manufacturer's warranty; however, this typically only lasts for a set period of time, often only a year. If it breaks down after the warranty expires, you'll usually have to fund the repair or even a replacement yourself.
Without iPhone insurance to rely on you need to find someone capable of repairing such a complicated phone, and also have to find the money for the repairs yourself, which may be costly. You may also be without your phone for quite some time if you have to send it away for repairs. That is if it is possible to repair it! If not, you are left holding what may be nothing more than an expensive paperweight.
If you have iPhone insurance to fall back onto, typically, the policy covers repairs or replacement after the manufacturer's warranty has expired. While of course you are still without a phone, if the claim is successful, you may be issued with a replacement or have your phone repaired and back to you in as little as 48 hours, with some insurance providers.
Other benefits of iPhone insurance
Accidents may happen no matter how careful you are with your iPhone. If you drop your phone, even on carpeting, your precious phone may become damaged or break. If this happens and you have insurance for your iPhone, depending on the insurance provider's terms and condition relating to accidental damage, your phone may be repaired or replaced.
One of the biggest problems with owning the latest gadgets, which of course an iPhone is, is the fact that they are often targeted by thieves. Phones are typically easy to steal in the street from your hand or pocket; they may be targeted in home burglaries, or stolen out of your car. Typically, insurance for iPhones covers theft of your mobile providing the theft meets the terms set out by the insurance provider.
When choosing iPhone insurance, do note that exclusions and limitations will generally apply and terms and conditions as well as price will vary from provider to provider. Therefore, it is important to always ensure that you are buying the cover that is most suitable for your needs, so always shop around and check that the gadget insurance you are buying ticks all the boxes in relation to what you want from it.
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